Fix and Flip Loans

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Real Estate Investment Properties Nationwide

We offer Fix and Flip financing for up to 90% of the purchase price and up to 100% of the renovation expenses. However, the total loan amount cannot exceed 75% of the after-repair value (ARV). Fix & Flip Loans allow borrowers to secure the necessary funds to invest in real estate, specifically for the intention of renovating or refurbishing a property to improve the property’s maximum market resale value for profit.

Who Benefits from a Fix and Flip Loan and How it Works?

Real estate enthusiasts and investors can leverage our Fix and Flip Loan offerings and expertise. Our ability to originate loans swiftly enables our clients to make competitive “all cash” bids, confident in our ability to provide seamless and rapid closings. Fix & Flip Loans are ideal for short-term financing and provide flexibility however are cost more compared to conventional loans. These loans often don’t require income, assets, or employment checks; credit scores or experience are less critical, and the funding process is expedited. We pride ourselves on our pragmatic approach to underwriting with simple and swift closings. We value referrals, ensure broker protection, and are dedicated to delivering unparalleled customer satisfaction.

Fix and Flip Loans SINGLE-FAMILY MULTI-FAMILY
Loan Term
12-24 Months
12, 18, and 24 months (Extensions Possible)
Loan Amount
$100K – $3MM
$500K – $30MM+
Interest Rate
Starting at 6.95% - 10.95%
Starting at 6.95% - 10.95%
Interest-Only Payments
Yes
Yes
Origination Fee
1-2 Points
1-2 Points
Time to Close
10 days+
3-4 Weeks
Appraisal
Yes or BPO
Yes or BPO
LTV

Purchase: Up to 90% of the Purchase Price + 100% of Renovation Costs

Refinance: Up to 75% of the As-Is Value + 100% of Renovation Costs

Cash-Out: Up to 70% of the As-Is Value + 100% of Renovation Costs

Purchase: Up to 75% of the Purchase Price + 100% of Renovation Costs

Refinance: Up to 75% of the As-Is Value + 100% of Renovation Costs

Cash-Out: Up to 70% of the As-Is Value + 100% of Renovation Costs
Minimum FICO Score
660
660
Property Types
Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes
Non-Owner Occupied Multi-Family Real Estate; 5+ Unit Apartments; Mixed-Use Properties
Pre-Payment Penalty
No
No

To find the best loan program that fits your needs, please click the Apply for a Loan below so you can schedule a call with a loan consultant or if you prefer, please call us at 855-445-5787 to immediately speak with a loan consultant.

Fix & Flip Program Criteria

  • Score and background check

  • $100k - $30MM loan amount

  • 2-months of recent bank statements

  • Fix & Flip experience not required

  • Close as Quickly as 14 days

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